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Home in Chipley, FL

The Oak Cottage on Crystal Lake

4 bedrooms

6 beds

2 bathrooms

10 guests

2100 sq. ft.

Operated by a Wander partner

Trusted operators, vetted by Wander

About the property

The Oak Cottage at Crystal Lake – Your Private Lake-Front Oasis
Escape to your own oasis in our 4-bedroom, 2-bath home nestled on the gorgeous Crystal Lake - North of Lynn Haven in Chipley, Florida! 30 minutes from Panama City Beach, the private white-sand beach, spring-fed waters, and thoughtfully curated outdoor spaces invite you to slow down, reconnect, and make lasting memories Perfect for families or groups of friends, this spacious retreat offers everything you need for an unforgettable getaway!

Escape to your own slice of paradise at The Oak Cottage at Crystal Lake, a beautifully curated 4-bedroom, 2-bath lakefront retreat on the crystal-clear, spring-fed waters of Crystal Lake in Chipley, Florida. With a private white-sand beach, serene water views, and unforgettable outdoor spaces beneath a majestic oak tree, this home is designed for slowing down, reconnecting, and making lasting memories.

Perfect for families or groups of friends, this spacious getaway blends comfort, style, and nature—just 30 minutes from Panama City Beach, yet worlds away from the crowds.

Home Highlights
*Sleeps up to 10 guests
*4 bedrooms | 2 full bathrooms
*Direct lakefront with private beach access
*Kayaks & paddleboards included
*Fire pit, hammocks & outdoor dining areas
*Charcoal grill & screened pavilion
*Fast Wi-Fi & smart TVs throughout
*Washer/dryer & professionally cleaned
*Starter essentials provided

Lakefront Living at Its Best
Wake up to breathtaking lake views and spend your days swimming in crystal-clear, spring-fed waters, paddling across the lake, or relaxing on your private beach. As the sun sets, gather around the fire pit, unwind in a hammock under the oak tree, or enjoy dinner alfresco while listening to the sounds of nature.

Interior Spaces Designed for Comfort
The main living area welcomes you with modern coastal finishes, premium vinyl plank flooring, and large windows that flood the space with natural light. Relax on plush seating and stream your favorite shows on the large smart TV—all while taking in the lake views.

Fully Equipped Kitchen & Dining
The kitchen is stocked with everything you need for easy meals or special dinners, made even better by lake views from your morning coffee to sunset cocktails. Dine indoors or step outside to one of the teak tables for a true lakeside experience.

Thoughtfully Designed Sleeping Arrangements
First Floor:
*Guest Bedroom 1: Queen bed, Smart TV, ample storage
*Guest Bedroom 2: Two twin beds, Smart TV, lake views
*Updated full bathroom with walk-in shower

Second Floor
*Primary Suite: King bed, stunning lake views, Smart TV, cozy seating area, plus Peloton & free weights
*Bunk Room: Two adult-rated twin/twin bunk beds (sleeps 4), each bed with its own cubby, charging outlet, fan, and Smart TV

Unforgettable Outdoor Spaces:
*The outdoor areas truly set this home apart:
*Lakeview deck with Adirondack chairs & charcoal grill
*Fire pit area with swing, comfortable seating, and teak dining table
*Two hammocks under the giant oak tree
*Screened-in pavilion with outdoor dining table & sound bar
*Sun deck perfect for tanning
*Kayaks, paddleboards, life vests, and beach toys provided
*Cafe lights & lit path/steps to keep the party going after the sun goes down
*Everything you need for a full day on the water—and a perfect evening under the stars.

About Crystal Lake:
Crystal Lake is a quiet, family-friendly lake community known for its clear, spring-fed waters ideal for swimming, fishing, kayaking, paddle boarding, and jet skiing. With its peaceful, laid-back atmosphere and stunning sunsets, it’s a favorite spot for families and friends looking to reconnect—just a short drive from the beaches, dining, and entertainment of Panama City Beach.

Frequently asked questions:

  1. What type of coffee pot is in the condo?
    This condo has both a regular coffee maker & a Keurig coffee pot.

2 ) Are beach chairs provided? Beach towels?
Yes. Beach chairs and beach towels are provided for the guest to use.

Note: Tropical storms and hurricanes are not uncommon from May through October. We do not refund, change dates or offer any concessions during extreme weather. Please plan accordingly and purchase travel insurance.

Property License: 454772

Where you’ll sleep

Bedroom 1

1 king bed

Bedroom 2

1 queen bed

Bedroom 3

2 twin beds

Bedroom 4

2 twin bunk beds

Bedroom 1

1 king bed

Bedroom 2

1 queen bed

Bedroom 3

2 twin beds

Bedroom 4

2 twin bunk beds

Amenities

Common Amenities

  • Free parking
  • Fridge
  • Dining table

Bedroom 1

  • Crib

Bathroom 1

  • Shower
  • Toilet
  • Bath linens

Bathroom 2

  • Shower
  • Toilet
  • Bathtub
  • Hair dryer

COMMON AREA

  • Wifi

LIVING ROOM

  • TV

PATIO

  • Patio

GARDEN

  • Garden

EXTERIOR

  • Kayaks

5.0 · 3 reviews

T

Tom G.

June 2026

We thouroughly enjoyed our time here. This lakeside cottage was everything we could have asked for. It had ample room along with extra amenities including kayaks and life vests to allow us to truly enjoy our stay. There is an observation deck above the beach under the shade of the large oak tree. There is also another beautiful pad between the cottage and the beach that is ideal for grilling or relaxing for an evening of conversation or making smores at the firepit. The cottage was well furnished with cookware and appliances. We hosted a dinner with some friends one evening and had everything we needed to feel right at home. Staying here was a peaceful and pleasant experience. We enjoyed the week immensely and gladly give the cottage a 5 star rating!
J

James S.

January 2026

The property sits on a spring fed lake and only a 20 minute drive to the beach. Our favorite eating experience was a BBQ place called, The Hideout. This home was comfortable, well kept and relaxing. We picked it on a whim and it was exactly what we hoped. Our host was great and we look forward to going back. Their was just us two on this trip, but plan on bringing friends and family with us the next time. It is wonderfully spacious. And we can't understate how fun the lake is right in the backyard! Great value.
A

Amy P.

January 2026

My husband and I recently stayed at The Oak Cottage at Crystal Lake, and it exceeded our expectations in every way. This was my first time flying into Northwest Florida Beaches International Airport, and I was pleasantly surprised by how easy it was to navigate. We hired an Uber and it was a quick 30 minute ride from the airport to Crystal Lake. The area is peaceful and quiet. The property itself is stunning, situated on beautiful Crystal Lake with warm water and a private white sand beach. Having the beach right out the back door made it effortless to enjoy the water throughout the day. We could relax in the sun, cool off with a swim or easily slip back to The Cottage for an afternoon nap. The outdoor shower was a thoughtful touch, making it easy to rinse off the sand before heading back inside. Evenings were equally enjoyable, with a great fire pit area perfect for gathering after sunset. The Cottage itself is clean, spacious, and beautifully decorated with a laidback beach aesthetic that feels both stylish and comfortable. There is plenty of room for multiple generations to stay together without feeling crowded. The kitchen is fully stocked with all the equipment needed to prepare meals and we appreciated the exercise equipment and multiple TVs throughout the house. The Oak Cottage at Crystal Lake is an ideal retreat for anyone looking to unwind by the water. We can't wait to return!

Where you’ll be

Chipley, FL 32428, US

Chipley, FL, US
30.4520059-85.6971206
Timezone: America/Chicago

Things to know

Cancellation policy

Free cancellation up to 30 days before check-in. 50% refund up to 7 days before. No refund after that.

Property rules

Pets not allowed

No smoking - fees will apply

Events allowed

Safety & security

Check-in after 4:00 pm

Check-out before 10:00 am

10 guests maximum

Availability & Pricing

DatePrice (USD, excl. fees and taxes)Availability
Sep 20, 2026$199Not Available
Sep 21, 2026$199Not Available
Sep 22, 2026$199Available
Sep 23, 2026$199Available
Sep 24, 2026$199Available
Sep 25, 2026$199Available
Sep 26, 2026$225Available
Sep 27, 2026$225Available
Sep 28, 2026$225Available
Sep 29, 2026$225Available
Sep 30, 2026$225Available
Oct 1, 2026$225Available
Oct 2, 2026$225Available
Oct 3, 2026$249Available
Oct 4, 2026$249Available
Oct 5, 2026$249Available
Oct 6, 2026$249Available
Oct 7, 2026$249Available
Oct 8, 2026$249Available
Oct 9, 2026$249Available
Oct 10, 2026$249Available
Oct 11, 2026$249Available
Oct 12, 2026$249Available
Oct 13, 2026$249Available
Oct 14, 2026$249Available
Oct 15, 2026$249Available
Oct 16, 2026$249Available
Oct 17, 2026$149Available
Oct 18, 2026$149Available
Oct 19, 2026$149Available
Oct 20, 2026$119Available
Oct 21, 2026$119Available
Oct 22, 2026$119Available
Oct 23, 2026$129Available
Oct 24, 2026$129Available
Oct 25, 2026$119Available
Oct 26, 2026$119Available
Oct 27, 2026$119Available
Oct 28, 2026$119Available
Oct 29, 2026$119Available
Oct 30, 2026$129Available
Oct 31, 2026$129Available
Nov 1, 2026$119Available
Nov 2, 2026$119Available
Nov 3, 2026$119Available
Nov 4, 2026$119Not Available
Nov 5, 2026$119Not Available
Nov 6, 2026$129Not Available
Nov 7, 2026$129Not Available
Nov 8, 2026$119Available
Nov 9, 2026$119Available
Nov 10, 2026$119Available
Nov 11, 2026$119Available
Nov 12, 2026$119Available
Nov 13, 2026$129Available
Nov 14, 2026$129Available
Nov 15, 2026$119Available
Nov 16, 2026$119Available
Nov 17, 2026$119Available
Nov 18, 2026$119Available
Nov 19, 2026$119Available
Nov 20, 2026$119Available
Nov 21, 2026$119Available
Nov 22, 2026$119Available
Nov 23, 2026$119Available
Nov 24, 2026$119Available
Nov 25, 2026$149Available
Nov 26, 2026$149Available
Nov 27, 2026$149Available
Nov 28, 2026$119Available
Nov 29, 2026$119Available
Nov 30, 2026$119Available
Dec 1, 2026$109Available
Dec 2, 2026$109Available
Dec 3, 2026$109Available
Dec 4, 2026$119Not Available
Dec 5, 2026$119Not Available
Dec 6, 2026$109Not Available
Dec 7, 2026$109Not Available
Dec 8, 2026$109Not Available
Dec 9, 2026$109Not Available
Dec 10, 2026$109Not Available
Dec 11, 2026$119Not Available
Dec 12, 2026$119Not Available
Dec 13, 2026$109Available
Dec 14, 2026$109Available
Dec 15, 2026$109Available
Dec 16, 2026$109Available
Dec 17, 2026$109Not Available
Dec 18, 2026$119Not Available
Dec 19, 2026$119Not Available